DORA never tells you to watch the public record.
DORA, formally Regulation (EU) 2022/2554, has applied since 17 January 2025, and no article in it tells a financial entity to watch its ICT providers in public sources. Instead it builds obligations that only work if you already know how your provider is doing, and then leaves the knowing to you.
The alternative is worse. Most pages on this subject will tell you DORA mandates continuous third-party monitoring, and a fair few name Article 28(6) as the source. Article 28(6) is about scheduling audits and inspections. That takes about ten minutes to check, and once you've checked, why would you believe anything else on the page?
what DORA actually says about monitoring.
The third-party regime is Chapter V, Section I. Below are the provisions that carry the monitoring language and when each one bites. One caveat on the last row: Delegated Regulation (EU) 2024/1773 governs your policy on ICT services supporting critical or important functions, not every ICT contract you hold.
| provision | what it requires | when |
|---|---|---|
| Art. 28(4) | Assess the arrangement, identify the risks, and do all due diligence on the prospective provider | Before you sign |
| Art. 28(5) | Contract only with providers meeting appropriate information security standards | Before you sign |
| Art. 28(6) | Pre-determine, on a risk-based approach, the frequency and areas of audits and inspections | Recurring, by audit |
| Art. 29 | Preliminary assessment of concentration risk, including which insolvency law would apply | Before you sign |
| Art. 30(3)(e) | The right to monitor performance on an ongoing basis, defined as access, inspection and audit rights | A contractual right |
| DR 2024/1773 Art. 9 (critical-or-important policy) | The only article titled “monitoring”: key performance and control indicators, service delivery reports, self-certifications, independent reviews | Ongoing |
That last one is the only article in the whole framework actually called “Monitoring of the contractual arrangements”, and every input it names comes either from the provider or from your own auditors. No registry, no court docket, no press.
“Adverse media” and “negative news” appear nowhere in DORA, or in any of its Level 2 acts. “Insolvency” turns up four times and never once as something to detect: Article 29(2) asks which insolvency law would apply before you contract, Article 30(2)(d) asks for a contractual right to get your data back if it happens, Article 15(e) tells the supervisory authorities to write a standard about testing for it, and the fourth sits in a recital. The duty to plan and test for a provider's collapse lands a level down, in Articles 25 and 26 of Delegated Regulation (EU) 2024/1774.
the three obligations that assume you already know.
DORA doesn't ask you to watch. It asks you to do three things that are impossible if you aren't watching.
- Article 28(7)(b). Your contract must be terminable on “circumstances identified throughout the monitoring of ICT third-party risk that are deemed capable of altering the performance of the functions provided… including material changes that affect the arrangement or the situation of the ICT third-party service provider”. You can't exercise a right you don't know has been triggered.
- Article 30(3)(b). For a critical or important function, the contract must oblige the provider to notify you of any development that might materially affect its ability to deliver. So DORA's detection mechanism is the provider telling you, which depends on the provider wanting to.
- Delegated Regulation (EU) 2024/1774, Articles 25 and 26. Your continuity and recovery plans must consider and test scenarios linked to the insolvency or failure of an ICT provider. Planning for the collapse is required. Noticing it is not.
There's a quieter one too. Article 8(3) of Delegated Regulation (EU) 2024/1773 is another critical-or-important policy rule, and it says you shall not, over time, rely solely on third-party certifications or on audit reports the provider makes available. You have to keep verifying they haven't gone obsolete. The regulation is assuming that kind of assurance goes stale, and in practice it does.
where a public-record watch fits in the text.
One place, and it's a modest one. Delegated Regulation (EU) 2024/1773 sets out what your policy on ICT services supporting critical or important functions has to contain. Its Article 6(3) lists five permitted sources of assurance in due diligence. Four of them are audits, independent assessments and certifications. The fifth, point (e), is “the use of other relevant information available to the financial entity or other information provided by the ICT third-party service provider”.
That is the citation for what we do, and it is a thin one. Open-ended, one option out of five, and sitting in an instrument that only governs your critical-or-important policy to begin with. Article 6 is titled “Due diligence”, and it frames the whole list around selecting and assessing a prospective provider. Which is the same pre-contract objection we've just made about everything else. It applies here too.
Article 6(4) pushes it past signature: it wants an appropriate level of assurance and, where appropriate, more than one of those elements, read alongside Article 8(3)'s duty to keep checking that the assurance you have hasn't gone obsolete. So a public-record watch is what makes three DORA controls work on time. DORA itself names no such control.
Two nearby provisions get quoted as though they said more. Article 6(1)(a) does name business reputation and adequate financial resources among the things to assess about a provider, and Article 6(1)(d) names the risk of being affected by restrictive measures, including embargos and sanctions. Both are expressly assessments made before entering into a contractual arrangement. Recital 65 then describes a strategy “rooted in a continuous screening of all ICT third-party dependencies”, which is about as close as DORA gets to describing this work. But it's a recital, which tells you how the drafters wanted the articles read and creates nothing on its own.
DORA sets no monitoring frequency.
Nothing in the regulation or its Level 2 acts says how often to look. There are fixed annual cadences in the neighbourhood, and every one of them is about something else: Article 28(3) has you report to your competent authority at least yearly on new ICT arrangements, Article 11(6)(a) has you test your continuity and recovery plans at least yearly, and Article 3(1) of Delegated Regulation (EU) 2024/1773 has the management body review the critical-or-important policy at least once a year. None of those tells you how often to look.
So the cadence is yours to pick on a risk basis, and yours to evidence. Evidencing it is the expensive part. A watch that ran every week for two years and found nothing has to be provable, or it may as well not have run. Ours arrives as a dated weekly log whether or not anything happened, and comes back as an export when someone asks.
see a full weekly watch log, anonymized →
the register of information asks who a provider is, never how it is doing.
Article 28(3) makes you keep a register of information covering every contractual arrangement for the use of ICT services, and Implementing Regulation (EU) 2024/2956 sets the templates it is reported in. Two of them describe the provider, and it is worth reading what they actually ask for.
Template B_05.01 wants the provider's identifier and the type of identifier, its registered legal name, the country where its head office sits, your annual expense for it, and the identifier of its ultimate parent undertaking. Template B_07.01 wants your own assessments of the arrangement and the date of your own last audit of it.
Read both lists again and notice the shape of them. Every field is either a fact about who the provider is on paper, or a record of something you did. Neither template has a field for how the provider is doing. A company can be filed correctly in your register on the day its parent enters insolvency proceedings, and the register will not know, because nothing in it was ever designed to.
We sit on one side of that gap. We do not build your register and we do not keep it current. The obligation to obtain those identifiers, to keep them accurate and to stand behind them is yours, and Article 28(1)(a) says you remain fully responsible for compliance at all times. What we do touch is the identifier column: every company you name is resolved to a registered legal entity and the alert names the identifier it matched, which is the same kind of identifier the register's LEI and EUID fields want. That is a starting point for the register.
The rest of what we do sits outside the register entirely. Filing a provider correctly and watching what happens to it afterwards are two different jobs, and only one of them has a template.
what we don't do for your DORA programme.
Article 28(1)(a) is the sentence behind all of that: you remain, at all times, fully responsible for compliance. Nothing you buy moves that, and any supplier who implies otherwise is selling you a problem.
what we do instead.
Noctovisor watches the ICT providers and other suppliers you name in the public record: company registries, court and insolvency filings, sanctions and watchlists, regulatory notices and enforcement, financial disclosures, breach and outage reports, and the trade press in the market where each one operates. Sources are picked per supplier and per country, because trouble surfaces in different places in Frankfurt and in Dallas.
When something crosses the line you set, you get one email with the document behind it. Most days you get nothing. The weekly log arrives either way.
The limit on all of it, put the way our data processing agreement puts it: if something isn't published, we won't see it, and no alert doesn't mean nothing happened. A watch on the public record is one input among the several DORA expects you to hold. Article 28(1)(a) leaves you responsible for the rest.
One row of your register to fill in now. Your register of information records the country where a provider processes your data. For Noctovisor that's Canada, with named providers in the United States, and there's no EU-only option today. Non-EU hosting is a disclosure rather than a prohibition, but it's a row you'll have to fill in. The full map is on the trust page.
One DORA-specific source is worth naming, because it didn't exist before 2025. Under Article 42(2) the Lead Overseer publicly discloses where a designated critical ICT third-party provider has failed to notify it whether it intends to follow a recommendation, or has given an explanation the Lead Overseer doesn't consider sufficient. The disclosure names the provider and the nature and type of the non-compliance.
common DORA questions.
does DORA require continuous monitoring of ICT third parties?
Not in public sources, no. Ongoing monitoring is required: Article 9 of Delegated Regulation (EU) 2024/1773, which governs your policy on ICT services supporting critical or important functions, is titled "Monitoring of the contractual arrangements" and requires that policy to have contracts specify measures and key indicators for monitoring provider performance on an ongoing basis. What it monitors is the arrangement, and every input it names comes from the provider or from your own auditors: periodic reports, service delivery reports, self-certifications, independent reviews. No registry, docket or press anywhere in it. In DORA itself, Article 28(4) is expressly pre-contractual, Article 28(6) sets a risk-based cadence for audits and inspections, and Article 30(3)(e)'s "right to monitor, on an ongoing basis" is defined as rights of access, inspection and audit. The phrase "continuous screening of all ICT third-party dependencies" is real, but it sits in recital 65, and a recital helps you read the articles rather than adding to them.
how often does DORA require you to check a third party?
It does not say. Nothing in the regulation or its Level 2 acts sets a frequency for looking at a provider. There are fixed annual cadences nearby and every one of them is about something else: Article 28(3) has you report to your competent authority at least yearly on new ICT arrangements, Article 11(6)(a) has you test continuity and recovery plans at least yearly, and Article 3(1) of Delegated Regulation (EU) 2024/1773 has the management body review the critical-or-important policy at least once a year. None of those is a monitoring interval. So the cadence is yours to set on a risk basis, and yours to evidence, and evidencing it is the expensive part.
which DORA article covers ICT third-party risk?
Chapter V, Section I. Article 28 carries the general principles, including the register of information at 28(3) and pre-contract due diligence at 28(4). Article 29 is the preliminary assessment of concentration risk. Article 30 sets the minimum contractual terms, with extra ones at 30(3) for ICT services supporting a critical or important function. The detail lives in Delegated Regulation (EU) 2024/1773 and Implementing Regulation (EU) 2024/2956.
what are the stages of ICT third-party risk management under DORA?
DORA does not number them, but Chapter V lays them out in order. Before contracting, Article 28(4) requires due diligence on the prospective provider and Article 29 a preliminary assessment of concentration risk. At contracting, Article 30 sets the minimum terms, with additional ones at 30(3) where the service supports a critical or important function. Throughout the arrangement, Article 28(3) requires the register of information to be maintained and reported, and Article 28(6) sets a risk-based cadence for audits and inspections. Underneath all of it sits Article 28(1)(a): you remain, at all times, fully responsible for compliance. Any lifecycle diagram you have seen with five neat phases is a vendor reading of those articles.
does Noctovisor build my register of information?
No, and we don't keep it current for you. Under Implementing Regulation (EU) 2024/2956, template B_05.01 asks for the provider's identifier, legal name, country of headquarters, your own spend and its ultimate parent; template B_07.01 is your own assessments and your own last audit date. We do resolve every supplier to a registered legal entity and name the identifier we matched, which lines up with the register's LEI and EUID fields. But the obligation to obtain those identifiers and stand behind them stays with you. Nothing in either template records how a provider is doing.
does DORA apply to a small financial entity?
Almost certainly, and the carve-outs are narrower than they look. Article 16(1) lets some entities run a simplified ICT risk management framework, but it disapplies Articles 5 to 15 only. Chapter V, which holds the third-party regime and the register of information, still applies. The main relief inside Chapter V is Article 28(2): entities under Article 16(1), and microenterprises, are not required to adopt the ICT third-party risk strategy. The register isn't. And under Article 3(60) a microenterprise employs fewer than ten people and has turnover or a balance sheet total under two million euro, so almost nobody in the mid-market qualifies for that either.
what's the difference between DORA and NIS2?
DORA is a regulation and applies directly to financial entities; NIS2 is a directive and reaches you through your own country's transposing law. DORA is sector-specific for financial entities: Article 1(2) says it is to be considered a sector-specific Union legal act for the purposes of Article 4 of NIS2. DORA also reaches down the subcontracting chain, where NIS2 Article 21(2)(d) stops at your direct suppliers. If you're a financial entity, DORA is the one that binds you. Our NIS2 page covers the other side.
does DORA cover all my suppliers, or only ICT ones?
Only ICT ones. Chapter V reaches ICT services as defined in Article 3(21), which is narrower than your supplier book: a cleaning contractor or a logistics partner is a third party you may care about a great deal and is not what Chapter V is about. This matters in both directions. It means a DORA programme does not have to reach every supplier you have, and it means a watch covering every company you name, which is what we do, is broader than DORA coverage rather than a substitute for it.
who decides which of my functions are critical or important?
You do, and nobody else can. Article 3(22) defines a critical or important function as a property of your function, judged against your own financial performance, the soundness of your services and the conditions of your authorisation. No provider, consultant or monitoring service has the standing to make that call for you, and any that offers to is selling you a decision it cannot make. The classification is consequential rather than administrative: it is what pulls in the additional contractual terms at Article 30(3), the tighter policy requirements of Delegated Regulation (EU) 2024/1773, and the parts of the register that ask what you assessed and when.
Version 1.2, 26 August 2026. Every article and instrument cited here was checked against its text on 2 August 2026. DORA's Level 2 acts and the ESAs' list of designated critical providers both move, so if you are relying on a point here, read it at the source: the consolidated regulation is on EUR-Lex. This page describes what we read and how we deliver it. It is not legal advice, and it can't tell you what your own regulator expects of you.